Asset Finance

Asset Finance helps businesses get the assets they need without the large upfront costs.

The main aim of asset finance is to provide flexible funding to businesses to buy or lease assets and facilities to run and grow your business.

It is generaly often more competitive than bank funding and is financed from working revenue. It can have affordable, regular payments to help ease your cash flow. Fixed rates are available and there can be possible tax advantages.

Asset finance can be plant - machinery and tools, vehicles - cars to combines, equipment - computers to construction. The general criteria is that the asset is to be identifiable, durable and moveable.

The Financial Conduct Authority does not regulate some types of commercial finance.